Try these companies they all sell atv insurance in Canada….Primmum , Monnex , TD Insurance in Nova Scotia, Statefarm , Portage la Prairie and Allstate.

All of the big 5 manufacturers make a great bike these days. My only suggestion would be going with a 4 stroke over a 2, but that's your call. If I were buying a new 250F right now it would be the KX-F, but I'd be happy with any of them. If I were buying a new 250 2 stroke for motocross it would be the YZ250, wouldn't even consider any other models. If I were buying a 250 2 stroke for the woods, definitely a KTM250XC-W.

Best thing to do would be go to the dealerships and sit on both the 250 AND the 450…maybe some others aswell

whatever one feels most comfortable to you is best. dont get one you arent sure you cant handle because beginners luck means a lot of crashes on a dirtbike.

obviously 450 is going to have 200 more cc's then a 250 so its going to have quite a bit more power. its is also going to be alot heavier. it might sit a little to high for someone your height though?? im not sure…the last time i got on a 450 i was like 6 (riding on the back of my uncles…im now 15 but a mere 5'3…so as you can imagine something that big is of no use to me! lol). but anyways…my uncle is a big guy…like 6'2 sooo…ya.

the 250 will sit lower and be easier to handle…it will probably be a good first bike. it will have plenty of power. and dont worry about your weight being a factor…both bikes will zip around like crazy with a 200lbs dude on the back no problem.

Yam's usually outperform but need more repair. They're a pleasure to work on. The only Honda I prefer is the 99 – 2005 cr250r. (2 stroke). If I was buying new I'd get a Yam for sure. The honda 4 stroke mx bikes have been splitting their valve seats and cost major $$$ to repair.

The maintenance schedule will not be anywhere near as intense for a 2-stroke when compared to a 4. The top end will probably be the biggest hit on your wallet. Expect to do this every year or two (a lot more if you get into racing with it). People on here will say stuff to the effect like, you have to waste time measuring the oil to mix in with the gas. If you think about it, as much as you're changing the oil on your racing 4 stroke like maintenance requires, you'll be dumping every 2-3 rides almost the equivalent of what I'm mixing in. Use a good synthetic oil for whatever bike you choose (my personal favorite is klotz, but there's a lot of good stuff out there). Of the 3 bikes you listed the YZ is the best bet. Honda's CR250 is no longer in production and had weird jetting issues. The KTM SX is super light but does not have the power spread of the Yamaha or it's spot-on suspension. Is the new bike going to be used for trail or MX track? The KTM 250 XC would be a better bet if you plan on riding woods.

That really isn't the best way to find a dirt bike for sale that you are looking for. The likelyhood that somone would respond with one within your price range and within driving distance and the type you are looking is slim to none.

Your best bet would just be to go on ebay or craigslist. If there aren't any up, you could try looking under ebays completed listings at bikes that didn't sell and ask to see if they still have it and it's still for sale.

And one last thing, 2 stroke vs 4 stroke really does make a difference. the 2 stroke 250 would be more along the lines of a 4 stroke 450 powerwise. I'd reccomend a yz250f.

Like i said before get a 125
yz, cr, rm etc
i like the yz that i have
they are the fastest bikes in that class and they are made ready to race.
put some new pro circuit pipes on it and vForce reed valves and that thing will be a killer on the track
they are ALOT cheaper to fix and to maintain than 4 strokes.
the parts are really cheap too.
you could spend over 2000 on a blown up 4 stroke motor.
and less than 800 on a 2 stroke.
i would get the cr125 sice you want a honda these are great too my friend has one and they have awesome stock supension.
good luck

Ok, most def a 125 is too small for you, 250cc is about what you need, If your looking for speed get a 2 stroke engine with a power band and a jetted carb. If your just looking for something to ride casually and you don't want to show-off on it, get a stock 4 stroke.

Two-stroke engines have the potential for about twice the power in the same size because there are twice as many power strokes per revolution.

I'f your just starting out riding dirtbikes and don't know how very well DO NOT GET A 2 STROKE.
Start out with a 4 stroke or you might kill yourself, fast dirbikes are very dangerous, I know from experience.

other than that a 125 is too small for you, I have a 250 and I'm 5'8'' 155lbs.

Way more trouble than it is worth.
requires:

Modification of the charging system and connection of a battery.
Wiring of lights, head+hi-lo, brake ,tail ,marker and turn lights and all the switches that go with them including a breaker panel or fuse box.
Street legal exhaust and appropriate engine de-tuning.
Street legal tires ( Knobs are no street legal)
A key ignition.
In most states ,fender height on MX bikes are too high and need to be lowered.

And there is no "Cheating" because the bike will have to pass a physical inspection before it is licensed .

I've done a couple, A Honda XR500 and a Yamaha IT425.

Even though it's not what you want to hear ,my advice is to get a dual purpose and "trick it out" rather than trying to make a MX bike street legal.

125 or 250