Try these companies they all sell atv insurance in Canada….Primmum , Monnex , TD Insurance in Nova Scotia, Statefarm , Portage la Prairie and Allstate.

An Enduro is acually a dirt bike that can be ran on the highway, so therfore if you want an all around bike I would go with the enduro, that way you can run it wherever you want to!

Way more trouble than it is worth.
requires:

Modification of the charging system and connection of a battery.
Wiring of lights, head+hi-lo, brake ,tail ,marker and turn lights and all the switches that go with them including a breaker panel or fuse box.
Street legal exhaust and appropriate engine de-tuning.
Street legal tires ( Knobs are no street legal)
A key ignition.
In most states ,fender height on MX bikes are too high and need to be lowered.

And there is no "Cheating" because the bike will have to pass a physical inspection before it is licensed .

I've done a couple, A Honda XR500 and a Yamaha IT425.

Even though it's not what you want to hear ,my advice is to get a dual purpose and "trick it out" rather than trying to make a MX bike street legal.

No.

Since 2002 the EPA has required street bikes to meet their emissions standards.

Off road bikes are exempt from these emissions standards.

If you want a street legal bike, sell your dirt bike and buy a street legal bike.

If you are so concerned about the environment, dump your SUV. Use the money from the sale to buy a Prius. Take the money you will save on fuel and use it to make payments on a street legal bike. But somehow I don't think you will do this.

You are wrong about the myth that your dirt bike is less polluting than a car. Your dirt bike, with absolutely no emissions controls, spews out more pollution than any car.

Well there are a few variations on "pit bikes" but here goes with the basics. At off road races down here in the Dist 38 area, pitbikes are/were just that, little bikes for getting around in the pits between races or when getting ready for a race and your main machine was getting worked on to get ready for the race. They were anything from old Honda Z50's to little XR50's, to Yamaha PW50's etc. These days they are selling so-called "pit bikes" at Kragens and places like that that are made in China, with up to 110cc engines and questionable reliability. More little mini-bikes than anything you could use on a regular basis, they are copies of Japanese bikes in all respect except the reliabilty, not really suitable for long term use in the desert, and not really meant for the street, they are just parking lot toys for semi-grownups. The shocks arent really suitable for offroad, they just have big springs to look like they are, so if you are thinking of buying one for something like that save your money and buy a real offroad bike that you can learn on for reasonably cheap like an older XR200 or CR125. At least they have the underpinnings of a real machine on them.

This is "bicycling" but I'll have a go at answering;
there's not very much difference between 80 and 85 cc.

I would guess 75 MPH, but it has a lot to do with how much you weigh, and if there is an uphill.

I hope you are going to take good care of the bike, and not blow the gaskets inside the first week you own it.

There are Electric Bikes, as an alternative,

http://www.greenspeed.us

I've seen people interested in buying bikes, who see the electric bikes, and aren't interested because the e-bike doesn't make noise and smoke.

As I said , this is bicycling, which is a completely silent way of traveling.

DO NOT get a Mountain bike if you wish to do a lot of jumping. A BMX 20" wheel bike is better. Of course, you can jump a Mtn Bike (MB) but you are risking quite a bit of damage. The larger wheels of a MB are more at risk for damage. Plus the gear system will give your problems. Stuff like "chain slap" or just the chain coming off from the impact of landing.Worse damaging derailleurs and such during any crashes.
Unless your are a very experienced rider Don't plan on using a MB for a "jump bike", you'll spend more $$$ fixing it than what the bike costs.
I've seen this kind of thing happen before when I worked at a bike shop. Use a MB for cross county off road riding and get yourself a BMX 20" wheel bike, with lots of spokes, for jumping. It will be cheaper in the long run.

Plus as far as MB's go I like good steel frames, full Cromoly.
They're cheaper and steel is twice as strong as anything else in your price range. Plus a steel frame MB will usually always have better parts on it than a aluminum frame MB. And for jumping wide rims for either BMX or MB's.

Finally. Change your handle bar to a very strong heat treated one, even on a new bike. DON"T be cheap here! If that thing brakes on landing… OUCH! … and prepare for major dentist bills. Lots of jumping, change handlebar every year.

Suzuki DRZ400S
that is the greatest dirt bike you can get, plus you can choose either the dirt or street legal model, mostly they are the same bike.
This bike can be ridden off road as good as any professional motocross bike, you can jump this bike 30 feet, the suspension can handle it, this bike is very reliable, quick and fast, lightweight, easy to ride and handle, high ground clearance , I'm the same height and it fits me perfect

There are dual purpose bikes, that are road legal, but why? If all you want is to ride it on the road, then buy a street bike.
As to your question,the 250 Ninja is an excellent bike. My wife has one. I do not like it as I am uncomfortable, but I have been reared ended twice and have residual pain in my neck and back. I would feel this way with any crotch rocket, because of the position you are in; bent over the tank, looking up with your neck craned, and a lot of your weight on your hands.
None the less, the bike is a good one. It is quick, and nimble. It can get up to 105 MPH, so is quite capable of highway speeds, however, it is very light so you will get buffeted around in windy conditions. This would be true of any small light bike, even more so on a dual purpose bike as they generally have you at a much higher seat position.
My bride gets between 75 and 85 mpg, combined city/ highway. She is a Pet Nanny, so she is on the thing every day, and loves it. Incidentally she is not a novice rider, many years experience, and is quite happy with the bike, so I would not think of it as a "starter bike"!
The Ninja is a good bike, is qiuck and handles very well. In my opinion, there is no contest to which you should have, unless you have another reason to need an off road bike, like you live on a huge farm or a Texas sized ranch. Then you may be better off having a dual purpose motorcycle. Otherwise, stick with the Ninja EX250.
Happy Biking!

Years ago when I bought my YZ490 brand new from the dealer it didn't come with a "Title" due to the fact it wasn't street legal. It did however come with a MSO paper and it acts as proof of ownership. Depends on what you have, there my not be a title available.